Following the process of claiming insurance is quite a tedious process. In fact, collision claim is not similar to other sorts of claims. Here another driver or a different insurance company gets involved in the claim procedure. Though at the outset you should be aware of the fact whether you have the coverage to similar situation in which the accident has taken place.
Diverse steps that are followed in collision claim
Now that you know that you have collision coverage, follow these few simple steps while applying for the claim with the insurance company. Let your Injury Lawyer in Richmond Hill look after the issue maintaining hundred percent professionalism.
Report your claim through phone or internet
Jot down an online report wherein you should provide every necessary information pertaining to the accident. Even you can furnish the same via a phone call.
Investigation procedure of the insurance company
Verification of the claim will be done thoroughly by the insurance company. At the outset they will appoint an adjuster to deal with your case. He or she will take all information related to the accident from you before starting with the investigation. Then legally he will determine whether you are at all liable to claim the amount or not. Your claim status can be easily figured out once you call him over phone or simply you can check the same online. Even your hired Injury Lawyer in Richmond Hill can provide you with the information.
Avail damage estimation of the vehicle
The condition of the car will be then assessed by a certified estimator. He or she will visit at your place to do that and will provide you with a list of repairs that your car needs. He will furnish you with an approximate cost that is required to repair the car.This estimation of damage will simply the work of the adjuster in assessing claim liability. Include your Injury Lawyer in Richmond Hill in the process of this assessment.
Repairing the damaged car
Now that you have got the estimation of fixing the damage, you should take your car to a repairing shop and get it repaired.
Deductible payment
In general, the car repairing shop gets the payment directly from the insurance company. Although, you will be expected to pay the deductible as per the insurance plan. Mostly the deductible amount is presented by the repairing shop itself. At times, you have to incur partial depreciation cost of the vehicle. In fact, you should avail proper legal advice from your Injury Lawyer in Richmond Hill before you make this payment. Visit Here: RPC Personal Injury Lawyer
Diverse steps that are followed in collision claim
Now that you know that you have collision coverage, follow these few simple steps while applying for the claim with the insurance company. Let your Injury Lawyer in Richmond Hill look after the issue maintaining hundred percent professionalism.
Report your claim through phone or internet
Jot down an online report wherein you should provide every necessary information pertaining to the accident. Even you can furnish the same via a phone call.
Investigation procedure of the insurance company
Verification of the claim will be done thoroughly by the insurance company. At the outset they will appoint an adjuster to deal with your case. He or she will take all information related to the accident from you before starting with the investigation. Then legally he will determine whether you are at all liable to claim the amount or not. Your claim status can be easily figured out once you call him over phone or simply you can check the same online. Even your hired Injury Lawyer in Richmond Hill can provide you with the information.
Avail damage estimation of the vehicle
The condition of the car will be then assessed by a certified estimator. He or she will visit at your place to do that and will provide you with a list of repairs that your car needs. He will furnish you with an approximate cost that is required to repair the car.This estimation of damage will simply the work of the adjuster in assessing claim liability. Include your Injury Lawyer in Richmond Hill in the process of this assessment.
Repairing the damaged car
Now that you have got the estimation of fixing the damage, you should take your car to a repairing shop and get it repaired.
Deductible payment
In general, the car repairing shop gets the payment directly from the insurance company. Although, you will be expected to pay the deductible as per the insurance plan. Mostly the deductible amount is presented by the repairing shop itself. At times, you have to incur partial depreciation cost of the vehicle. In fact, you should avail proper legal advice from your Injury Lawyer in Richmond Hill before you make this payment. Visit Here: RPC Personal Injury Lawyer
